STARTING OUT

After you Finish your education entering the workforce is an exciting yet a daunting experience of your life. This is the time when you plan to acquire your first Home, Vehicle and credit cards but while doing so you should also keep in mind how to pay back the student loan and do some savings, investments and Insurance to provide you the adequate security during this period of uncertainty . You must understand how to prioritize your Responsibility to get a good start of your career.
Here at Canada First Advisor we try to Understand your needs and preference and guide you accordingly to help you sail through these financial Opportunities and obligations.

HERE ARE LIST OF THINGS YOU SHOULD CONSIDER

⇒ Should you setup a Monthly Budget?
⇒ How should you pay your Student Loan?
⇒ What do you need to know about Credit Cards
⇒ Do you really need an Overdraft Protection

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MARRIAGE

Marriage is a very important decision of your life which can take your life to the new heights or can also drag you down deep into Sadness and depression
At Canada First Advisor we will guide you throughout this journey called Marriage..

THESE ARE SOME QUESTIONS YOU SHOULD CONSIDER BEFORE YOU GET MARRIED

⇒ What are the differences between getting
     Married and Living Together
⇒ What is Prenuptial Agreement and do you really need      one?
⇒ How should you own your Property and Savings and       Investments as a couple.
⇒ How can being Married effect your Group Insurance       Coverage
⇒ What are the implications of Changing Your Name

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HOME OWNERSHIP

Whether you are Buying a house for the first time or you are a seasoned buyer, buying a Home is always very exciting and it brings a lot of changes to your life and lifestyle. At Canada First Advisor we will guide you throughout this entire process, from accessing your finances to seeing how much can you truly afford and whether a Home Buyer's plan through an RRSP is right for you to applying for a mortgage with a mortgage broker and signing all of the legal documents with a Lawyer and advising you the perfect Insurance solution for your home and mortgage

THINGS YOU SHOULD CONSIDER BEFORE BUYING A HOUSE

⇒ Should you seek Legal Advice before Buying a House?
⇒ Do you really need a Real Estate Agent and how to find one?
⇒ How can you decide how much you can truely afford to spend?

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PARENTHOOD

The birth of a child is one of the most wonderful experience you can ever have, however along with the joy there comes lot of changes in your life in terms of new responsibilities.
Here at Canada First Advisor we will guide and advice you properly for a better future for all of you

HERE ARE LIST OF THINGS YOU SHOULD CONSIDER

⇒ How to balance the paying down debts and savings while adjusting the new costs of having a baby
⇒ How to provide Financial Security for your Dependents Through Insurance
⇒ How can you continue to maximize and top up your RRSP contributions
⇒ Should you really Buy a Home Now?

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EMPTY NEST

When your children leaves home making you an "Empty Nester" things will change in your life. It may seem like a sad occasion but it can also provide new opportunities. This might be a good time for you and your spouse to step back and think about how you want to spend time in your future. At Canada First Advisor we will guide through this important stage of your life by assessing how this can impact rest of your lives and how can you approach to this new circumstances with newer objectives

HERE ARE LIST OF THINGS YOU SHOULD CONSIDER

⇒ With Children gone the Impact on the Family Budget
⇒ What kind of Financial Support your children still may need?
⇒ Should you consider Selling or Renovating your home?

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RETIRING

Retirement means a drastic change in your Lifestyle and life goals. At Canada First Advisor we will be there with you side by side during this stage of your life.

HERE ARE LIST OF THINGS YOU SHOULD CONSIDER

⇒ How would your Investment Requirements would change During Retirement
⇒ Best ways to plan your Retirement Income so you don’t loose age benefits and Credits.
⇒ How can you and your spouse can minimize Taxes in Retirement
⇒ You both have Sources of Income so which one should you use first?
⇒ Would your Provincial Health Plan cover you when you spend time i the US.?

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LEAVING A JOB

Leaving a Job is always stressful, whether you leave by choice or an intentional lay-off or even a total shutdown it brings drastic changes in your current and on-going personal and financial situations.
At Canada First Advisor we will guide you through strategies and advice during this hard time to get over it as soon as possible.

HERE ARE LIST OF THINGS YOU SHOULD CONSIDER

⇒ Should you really be seeking legal adviceLegal Advice
⇒ What payments you are entitled to from your former employer and how can you Receive Those Due Payments?
⇒ Are you entitled to receiveEmployment Insurance (EI)?
⇒ What happens to your Group RRSP?

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DIVORCE

A divorce can bring drastic change in your life and some of your life goals.
Here at Canada First Advisor we will guide you through this tough times to provide you stability and help you plan future financial goals in this new direction of your life.

HERE ARE LIST OF THINGS YOU SHOULD CONSIDER

⇒ How to Transfer Investments to and from your former spouse
⇒ What Happens to the Beneficiaries of your RRSPS and Life Insurance
⇒ How your Cash Flow can be Effected by your Divorce
⇒ Would you really need a new Will?

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DISABILITY

Disability of your near and Dear ones can bring some serious Financial Challenges for you and your family. Hence your Lifestyle may be affected, so you should anticipate and strategies carefully to ensure that you deal with these challenges as efficiently as possible
Canada First Advisor will guide you in a best possible way to deal with any Financial burden that may arrive from Disability of your near and dear ones

HERE ARE LIST OF THINGS YOU SHOULD CONSIDER

⇒ What kind of Financial Support Government may provide for Disabled Person
⇒ Will your Individual or Group Insurance cover you or your Disabled Child?
⇒ How should you Sell your assets to Raise Money
⇒ What kind of Services do the Provincial or Municipal Governments provide to a Disabled Person?

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DEATH OF A LOVED ONE

Death of your Spouse or Loved one can will not only drown you to emotional pain and sorrow but will also change your Financial Status and Financial Goals. At Canada First Advisor we will guide and advice you how to balance your priorities and achieve new Financial Goals for life ahead of you.

HERE ARE LIST OF THINGS YOU SHOULD CONSIDER

⇒ How to Transfer your Spouse's Investment Assets into your name and what are the required Documents you must have?
⇒ Would you need to create a New Investment Portfolio?
⇒ Would you really Need a New Will?
⇒ Should you Consider Transferring Assets to Your Family?

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